Are you planning to apply for an online check advance? If you are, then here is some word of wisdom for you. A check advance, also known as payday advance, is a very expensive loan and should be your last resort. If you have exhausted all your other means of getting extra cash, then only should you apply for the payday loan. And if you do need to apply for the loan, you will need to know about the things that you need for the application. For starters, you will have to be employed and have a regular source of income. You have to show a consistent source of income if you want to get the short term loan. You will need to earn at least $1000 to $1500 to get the loan.

Moreover, if you want your online payday advance to be approved to need to be at least 18 years old and a citizen of the United States. You will also need to have a valid identification form like a passport, driver’s license or a military ID. Most loan companies will ask you to fax these documents before approving the loan. To get the loan you will have to have a checking account as well. You will also have to fax a bank statement to the loan company and a company representative will call up the bank to see whether the account is still active or not. If the can meet all these requirements, getting the loan may not be much of a problem.